Once the loan application has been submitted, it will be reviewed promptly. And, because the loan is repaid on a fixed loan rate of interest, versus a traditional percentage basis, interest is not compounded during the term of the loan

We have different types of loans available for each of our clients specific needs. Unlike traditional loans, interest is not compounded. Rather, the interest, or the cost of the money, is calculated on a fixed percentage. And because the loan term is fixed, you will know exactly how much your loan will cost. On some of our loans, the interest rates start as low as 1.8% for short term loans in select industries. Other rates for businesses with less than perfect credit can be higher.

However, in reality, because this new business loan has a much greater chance of being approved than a standard bank loan, as well as getting the money into your hands promptly, you can make the additional profits for your business. Therefore, the loan interest they are paying is really just a "cost of sale" of doing business that allows you to increase your profitability.

Now, if a loan applicant gets approved, they may also have longer term options offered to them, based on the financial cash flow health of their business.

Most of our loans have a $5,000 minimum. And, certain types of loans have specific regulations imposed that increase the minimum amount. These states are: South Carolina $7,500, New Hampshire $10,000, Kentucky $15,000 and Maryland $15,000, Alaska $15,000, Washington D.C., and Rhode Island $25,000, Indiana and Wyoming $50,000.